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The Oriental Insurance Company Limited

The Oriental Insurance Company Limited was established on 12th September 1947, in Mumbai as a subsidiary of the Oriental Government Security Life Assurance Company Limited. Since, 2003 the company is owned by Central Government. Personal insurance policies like health insurance, motor insurance, travel insurance, etc. are available with this company.

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Portfolio of products

Individual Health Plans

Janata Personal Accident Policy

  • This plan offers coverage in the range of INR 25,000 to INR 5,00,000 for individuals between age 10 years and 80 years irrespective of age and profession.
  • Death, total disability, permanent partial disability, etc. are covered under this plan.


Nagrik Suraksha Policy

  • This is a personal accident plan which offers coverage in case of permanent or temporary disability.
  • Note: For any claims under this policy the disability should be more than 40%.

Individual Mediclaim Health Insurance

  • This plan offers basic coverage in the range of INR 50,000 and INR 5,00,000 for individuals between age 3 months and 80 years.
  • Inpatient hospitalization expense cover, pre and post hospitalization expense cover, etc. are the benefits provided in this plan.

Personal Accident Policy

  • This is a benefit plan which offers coverage in case of accident depending on the plan chosen from the table of benefits.
  • Permanent or partial disability, accident related death, etc. are covered under this plan.

Family Health Plans

Happy family silver plan

  • This is a family floater plan which offers coverage to the entire family in the range of INR 1,00,000 and INR 5,00,000.
  • Dependents between age 3 months and 25 years and adults above age 18 years can be covered under this plan.
  • A maximum of two members can be covered under this plan.
  • Basic coverage like pre and post hospitalization expense, ambulance charges, etc. are covered under this plan.

Happy family gold plan

  • This is a family floater plan which offers coverage to the entire family in the range of INR 2,00,000 and INR 10,00,000.
  • Dependents between age 3 months and 25 years and adults above age 18 years can be covered under this plan.
  • A maximum of two members can be covered under this plan.
  • In addition to silver plan, the gold plan offers daily cash allowance, add-on coverage for personal accidents, etc. are benefits provided in this plan.
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