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Religare Health Insurance

Religare Health Insurance Company Limited is a company specialising in health and travel insurance. It was launched in July'2012, and is owned by three major Indian groups namely the Religare Enterprise Limited, one of India's leading diversified financial services group, Union Bank of India and Corporation Bank, two of India's key public sector banks.

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Portfolio of products

Individual Health Plans

Care-Health Insurance Plan (with No claim bonus)

  • This policy offers coverage in the range of INR 3,00,000 and INR 25,00,000 for individuals of any age.
  • Besides regular features covered in the Care Health insurance plan this plan specifically provides no claim bonus of 50 % after every claim free year up to maximum of 100%.
  • Note: This plan has a room rent limit applicable up to INR 5,00,000.

Enhance- Top-up insurance

  • This is a top-up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for individuals from age 1 year up to 70 years.
  • It has a coverage of INR 5,00,000 with a deductible in range of INR 1,00,000 and INR 10,00,000.
  • Besides regular features such as hospital expense cover, ambulance cover etc., the plan also has benefits like restore benefit, regular health checkup, pre and post hospitalisation cover, daily allowance and is valid for treatments anywhere in the world.

Assure (Critical Illness Benefit Plan)

  • This plan specially offers individual cover for critical illness together with personal accidental cover in range of INR 5,00,000 and INR 1,00,00,000 for individuals.
  • The plan provides benefit of second opinion and health check-up along with personal accident coverage which includes accidental death coverage and permanent total disability cover. A lump sum amount equal to sum insured is paid to policy holder in case of critical illness or accident.

Care- Health Insurance Plan

  • This health insurance policy offers coverage in the range of INR 3,00,000 and INR 60,00,000 for individuals of any age.
  • Besides regular features such as hospital expense cover, ambulance cover etc., the plan also has benefits like restore benefit(automatic restoration of coverage amount in case the coverage amount is exhausted), regular health checkup, pre and post hospitalisation cover, daily allowance, no claim bonus (additional sum assured offered as bonus after every claim free year), no co-pay up to entry age 60 years and is valid for treatments anywhere in the world.
  • Note: This plan has a room rent limit applicable up to INR 5,00,000.

Family Health Plans

Care-Health Insurance Plan (with no-claim bonus super)

  • This policy offers coverage in the range of INR 3,00,000 and INR 25,00,000 for a maximum of 2 adults and 4 children of any age.
  • Besides regular features covered in the Care Health insurance plan this plan specifically provides no claim bonus of 50 % after every claim free year up to maximum of 100%.
  • Note: This plan has a room rent limit is applicable upto INR 5,00,000.

Enhance-Top-up insurance

This is a family floater top-up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for individual in the range of 18 years and 70 years.

It has a coverage of INR 5,00,000 with a deductible in range of INR 1,00,000 and INR 10,00,000.

    Besides regular features such as hospital expense cover, ambulance cover etc., the plan also has benefits like restore benefit, no-claim bonus, regular health checkup, pre and post hospitalisation cover, daily allowance and is valid for treatments anywhere in the world.

    Care-Health Insurance Plan

    This is a family floater plan which covers health costs of the entire family in the range of INR 3,00,000 and INR 60,00,000.
    A maximum of 2 adults and 4 children in the family of any age can be covered under this policy.

    Besides regular features such as hospital expense cover, ambulance cover etc., the plan also has benefits like restore benefit, no-claim bonus, regular health checkup, pre and post hospitalisation cover, daily allowance, no co-pay up to entry age 60 years and is valid for treatments anywhere in the world.

    Note: This plan has a room rent limit is applicable upto INR 5,00,000.
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